Personal Protection

One Life Individual Life

Protection designed around you and your family.

Five flexible products. Pick one below, calculate your premium — no login needed — and get your monthly premium in seconds.

Choose a Product & Get a Quote
Family protection
3 simple steps

How it works

1

Pick a Product

Choose the cover that fits your life stage from the products below.

2

Calculate Your Premium

Open a product's calculator page — same rates as your dashboard, instant result.

3

Register & Apply

Create a free account and your quote carries over to your dashboard automatically.

Takes less than 5 minutes. No paperwork.

Start Now — Pick a Product
Our Products

Individual Life Solutions

Click Calculate Premium on any product to get your instant quote.

Ages 18–55

LifeProtect

Death Benefit + Optional Savings

A lump-sum payout to your loved ones in the event of death, helping cover funeral costs, debts, and living expenses.

Lump sum death benefit
Savings Wallet
3–10 yr terms
Withdraw after 24mo
Calculate Premium
Ages 18–55

HealthProtect

Death + Hospital Cash Benefit

Life cover combined with a Hospital Cash Benefit paid per qualifying hospital admission, so you can focus on recovery instead of costs.

Lump sum death benefit
Hospital cash benefit
Max 3 claims/yr
3–10 yr terms
Calculate Premium
Ages 18–55

IncomeProtect

Death + Optional PTD

Supports you if you face death, permanent total disability, or loss of employment. Includes investment and Rainy Day Wallet options.

Lump sum death benefit
Rainy Day Wallet
Partial disability payout
Withdraw after 24mo
Calculate Premium
Ages 18–55

FutureProtect

Single or Joint Lives

Long-term life cover on single or joint lives with an Education Investment Wallet to help you build wealth while protecting your family.

Lump sum on first death
Education Investment Wallet
Optional 2nd life cover
Withdraw after 24mo
Calculate Premium
Ages 0–70

Family Funeral

Whole-family funeral cover

Affordable funeral cover for you and your extended family, ensuring dignity and financial relief during difficult times.

Lump sum funeral benefit
Spouse & up to 6 kids
Parents (up to 4)
Extended (up to 8)
Calculate Premium

Need help choosing?

Our advisors are here to help you find the right cover for your needs.

Talk to an Advisor

Ready to Protect What Matters?

Calculate your premium above, create a free account, and complete your application online — all in minutes.